Financial Guides & Resources

Expert guides on South African tax, property, business, and personal finance. Learn how to use our calculators effectively and make informed financial decisions.

Featured Guides

Tax & SARS

Complete Guide to SARS Tax Brackets 2025/2026

Everything you need to know about the new tax brackets, rebates, and how to calculate your income tax for the 2025/2026 tax year.

31 Oct
8 min
Tax & SARS

How to Calculate Your Take-Home Salary in South Africa (With Examples)

Learn how to accurately calculate your net salary after tax, UIF, and other deductions with practical examples for South African employees in 2025.

02 Nov
8 min
Tax & SARS

Freelancer's Guide to Tax in South Africa: Provisional Tax Explained

Complete guide to understanding and calculating provisional tax for freelancers, contractors, and self-employed individuals in South Africa for 2025.

02 Nov
10 min
Property

How Much House Can You Afford? Complete Bond Calculator Guide

Learn how to calculate your bond repayments, understand affordability, and make smart property purchase decisions in South Africa.

31 Oct
10 min
Property

Transfer Duty Calculator: First-Time Buyer's Complete Guide

Understand transfer duty costs, exemptions for first-time buyers, and all the fees involved in buying property in South Africa.

31 Oct
7 min
Property

The Ultimate South African Property Investment Calculator Guide

Master property investment analysis with comprehensive calculator guide covering rental yield, ROI, bond affordability, and complete investment analysis.

10 Nov
15 min
Career

Salary Negotiation Guide for South Africa: Know Your Worth

Master salary negotiation with proven strategies to research market rates, confidently negotiate offers, and maximize your total compensation package.

10 Nov
12 min

All Guides

Tax & SARS

Complete Guide to SARS Tax Brackets 2025/2026

Everything you need to know about the new tax brackets, rebates, and how to calculate your income tax for the 2025/2026 tax year.

8 min
Tax & SARS

How to Calculate Your Take-Home Salary in South Africa (With Examples)

Learn how to accurately calculate your net salary after tax, UIF, and other deductions with practical examples for South African employees in 2025.

8 min
Tax & SARS

Freelancer's Guide to Tax in South Africa: Provisional Tax Explained

Complete guide to understanding and calculating provisional tax for freelancers, contractors, and self-employed individuals in South Africa for 2025.

10 min
Tax & SARS

Tax Planning Calendar for South African Freelancers 2025

Complete 2025 tax calendar for freelancers with provisional tax deadlines, payment schedules, and year-round tax planning strategies to stay SARS-compliant.

10 min
Tax & SARS

10 Tax Deductions Every South African Freelancer Should Claim

Maximize your tax deductions as a freelancer in South Africa. Learn which business expenses are deductible and how to claim them correctly.

9 min
Tax & SARS

How to Reduce Your Tax Bill Legally in South Africa

Proven strategies to legally minimize your tax liability in South Africa through retirement annuities, medical aid, and other tax-efficient investments.

10 min
Tax & SARS

13th Cheque Explained: How It Works and What You'll Actually Take Home

Complete guide to understanding your 13th cheque, annual bonus, and how much tax you'll pay in South Africa for 2025. Calculate your net bonus amount.

7 min
Tax & SARS

Contractor vs Employee: Tax and Financial Implications in South Africa

Compare the financial implications, tax responsibilities, and benefits of being an independent contractor versus a permanent employee in South Africa.

9 min
Property

How Much House Can You Afford? Complete Bond Calculator Guide

Learn how to calculate your bond repayments, understand affordability, and make smart property purchase decisions in South Africa.

10 min
Property

Transfer Duty Calculator: First-Time Buyer's Complete Guide

Understand transfer duty costs, exemptions for first-time buyers, and all the fees involved in buying property in South Africa.

7 min
Property

First-Time Home Buyer's Guide to South Africa (2025 Edition)

Complete 8-step guide for first-time home buyers in South Africa covering affordability, transfer duty exemptions, bond approval, and the legal process.

12 min
Property

Complete Guide to Buying Property in South Africa (2025)

Comprehensive 4-phase property buying journey covering financial preparation, property search, bond application, and the transfer process.

13 min
Property

Property Investment: Rental Yield Calculation Guide

Master rental yield calculations, understand gross vs net yield, learn yield benchmarks by SA city, and evaluate property investment returns.

11 min
Property

Municipal Rates by City: Complete Guide for South Africa

Understand how municipal rates are calculated, compare rates by city, learn about rebates and exemptions, and how to object to valuations.

9 min
Property

Buy-to-Let Investment Guide for South Africa (2025)

Build a profitable rental property portfolio with this comprehensive guide covering investment readiness, property selection, financing, and tenant management.

12 min
Property

The Ultimate South African Property Investment Calculator Guide

Master property investment analysis with comprehensive calculator guide covering rental yield, ROI, bond affordability, and complete investment analysis.

15 min
Business

Professional Invoice Guide: Create Invoices That Get Paid

Learn to create professional invoices with all legal requirements, VAT compliance, numbering systems, payment terms, and design best practices.

8 min
Business

10 Free Tools Every South African Small Business Needs

Essential free tools for SA entrepreneurs from invoicing to project management, marketing to accounting - save money while growing your business.

11 min
Business

QR Code Generator Guide: Create QR Codes for Your Business

Complete guide to creating and using QR codes for business including types, use cases, best practices, and design tips for marketing and payments.

7 min
Business

Data Usage Guide: How Much Data Do You Really Need in SA?

Understand mobile data usage in South Africa, calculate your monthly needs, find the best bundles, and reduce your data costs with practical tips.

9 min
Career

Salary Negotiation Guide for South Africa: Know Your Worth

Master salary negotiation with proven strategies to research market rates, confidently negotiate offers, and maximize your total compensation package.

12 min

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